Your customers deserve an integrated payment processing solution that is secure, reliable, accessible and convenient. So which of the hundreds of sellers and resellers in the merchant payment processing industry are you going to select?

Why do we say "sellers and resellers?" Because rarely does one company actually process the transaction and settle the merchant account in-house. Integrity Payment Systems is that rare exception.

We are the direct settlement institution. So why trust your customer's merchant account to a processor who relies on undisclosed third parties to perform critical payment services?

You should select a processing solution you can take pride in - one with Integrity.

One Company Processing Transactions And Settling The Merchant Account

When you've contracted with a company to handle your customer's point-of-sale transactions, you may think you've signed up with one company. But in truth, most processors use multiple third parties as part of their processing, settlement and customer service processes. At Integrity, we do not use outside vendors to help us conduct our business. We would not presume to hand off your customers to a third party. We understand, and we never forget, these are your customers! That's why we handle only transaction processing. We are not in competition with traditional banking institutions. Therefore, processing with Integrity does not jeopardize your customer's banking relationship.

At Integrity, we are not only the direct settlement institution, but we've also brought all the necessary departments in-house. This gives us the flexibility to structure a program that best meets your needs. First, we assign a relationship manager for your business. Then, IPS employees are directly responsible for...

• Keeping you informed about each of your customers at every step of the process - from our initial contact with your customer through the start of their transaction processing.
• Insuring your customers can accept all forms of payment.
• Creating and downloading equipment parameter files.
• Underwriting, preparation and deployment of your customer's point-of-sale equipment, all in one business day.
• Processing your customer's transactions.
• Insuring account security and risk management.
• Fast handling of retrievals and charge-backs, on a one-on-one basis.
• Settling your customer's merchant account.
• Generating easy-to-understand statements which can be customized with your name and logo.
• Providing live customer service and account management.
• Servicing your customer's point-of-sale equipment.

In short, Integrity allows you to provide a merchant transaction program to your customers without the risks normally inherent in such a program. We assume the liability for accounts we approve.

We know of no other payment processor who can make all these claims. We've gone the extra mile because we, like you, understand the importance of customer service.